Who We Are
Feltheimer Cohn & Associates is a full-service financial firm, based in Chicago, that provides tax-efficient strategies for professional service companies, businesses, families and individuals. We offer proficiency and experience in the evaluation, design, implementation and maintenance of corporate retirement plans such as 401(k), profit sharing, money purchase, defined benefit, traditional and Roth IRA, and SIMPLE and SEP plans. Our personal wealth management experience incorporates comprehensive planning functions utilizing a variety of investment vehicles to help plan for the future in the most tax efficient manner possible.
Objectivity
As independent advisors, Feltheimer Cohn & Associates provides investment planning and advice that is free from proprietary conflicts. There are no special incentives influencing us to recommend particular products. Our compensation structure and independence mean that our interests are aligned with those of our clients.
Feltheimer Cohn & Associates believes strongly in transparency and client education. We want our clients to have a clear understanding of our fee structure, processes and portfolio policies. We want our clients to develop, over time, a level of understanding that will enable them to make informed choices about their future security. We achieve a high level of communication by meeting face-to-face on a regular basis, asking questions that have never been asked, in order to help us understand our clients' objectives and to provide them with end-to-end solutions.
Securities in accounts carried by National Financial Services, LLC (NFS) are protected in accordance with the Securities Investor Protection Corporation (SIPC) up to $500,000. The $500,000 total amount of SIPC protection is inclusive of up to $250,000 protection for claims for cash, subject to periodic adjustments for inflation in accordance with terms of the SIPC statute and approval by SIPC's Board of Directors. NFS also has arranged for additional protection for cash and covered securities called “excess of SIPC” coverage, from Lloyd's of London together with other insurers. This additional protection would only be used when SIPC coverage is exhausted. Total aggregate excess of SIPC coverage available through NFS's excess of SIPC policy is $1 billion. Within NFS's excess of SIPC coverage, there is no per account limit on coverage of securities, but there is a per account limit of $1.9 million on coverage of cash awaiting investment. This is the maximum excess of SIPC protection currently available in the brokerage industry. Neither coverage protects against a decline in the market value of securities, nor do they cover other claims for losses incurred while broker-dealers remain in business. Certain securities are not eligible for SIPC or excess of SIPC coverage[1]. For more details on SIPC, or to request a SIPC brochure, visit www.sipc.org or call 1-202-371-8300. For ratings and more information about Lloyd's please go to https://www.lloyds.com/investor-relations/ratings. [1] Among the assets typically not eligible for SIPC or excess of SIPC protection are commodity futures contracts, currency, and precious metals, as well as investment contracts (such as limited partnerships) and fixed annuity contracts that are not registered with the U.S. Securities and Exchange Commission under the Securities Act of 1933.
Investing involves risk, including loss of principal. Investments are not FDIC insured or bank guaranteed and may lose value.